SUPPORT &
Financing Plan
Guarantee for a bank loan for purchase or construction of a house for families with children who have a steady income, but do bot have sufficient funds for the first installment.
About ALTUM support 
There are two types of support programs available:
A guarantee to a bank loan for the purchase or construction of a home for families with children who have a steady income but not enough provision for the first installment.
A guarantee to a bank loan for the purchase or construction of house for young professionals who have a permanent income, but not enough provision for the first installment.
Banks
Apply for advice on the most appropriate funding for you:
- During the housing acquisition process, receive consultations and valuable advice from Swedbank's financing experts. Learn your possibilities here.
- To apply for a consultation, please fill out the application form in the Internet Banking.
Discount code: IRIS
Kaspars Krūmiņš
Balasta dambis 15, Rīga
+371 28-323-620
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www.swedbank.lv
- Interest rate 1.7% + Euribor till 31.03.2020
- Housing loan commission starting from 0.5% from the loan amount.
- Escrow account free of charge
- Whilst applying for a housing loan, a consumer loan with a flat rate of 9% per annum without commission.
Ginta Melece
Republikas laukums 2A, Rīga
+371 27898842
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www.citadele.lv
- loan issuing commission 0.5% from total loan amount (standard price - 1.5%)
- opening a transaction account 50 EUR (standard price 0.4% of the transaction amount);
- "gold customer" status for 12 months;
- real estate insurance discount starting from 15% (in cooperation with Balta, Compensa, BTA)
- financing: up to 85% of the market value of the property
- loan options with ALTUM - down payment of 5%
Inese Dimpere
Vaļņu iela 11, Rīga
+371 67-215-413, +371 20-235-359
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www.seb.lv
- Mortgage loan application fee 0% (till 28.05.2020)
- Consumer loan for a mortgage loan, with a rate of 7% and a loan processing commission in accordance with the price list (i.e. currently 1.5% or min 60 eur) (until 12/31/2020)
- Consumer loan, if the client does not need a mortgage loan, with a rate of 9% and no processing commission (until 31.12.2020)
- Clients can apply for a loan or consultation in 2 ways:
- https://www.luminor.lv/lv/piesakies-konsultacijai-par-hipotekaro-kreditu
- By writing to: This email address is being protected from spambots. You need JavaScript enabled to view it.
- At the end of the application it is obligatory to mention the special partner discount code: PARISA
Inese Kuzmane
Skanstes iela 12, Rīga
+371 28-310-542
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www.luminor.lv